Sureshkumar

200 articles

Side Business Revenue vs. Salary Income: How to Manage Two Tax Streams

Running a side business while employed creates two income streams with different tax treatments. This practical guide covers presumptive taxation, advance tax obligations, maintaining separate accounts, and the common mistakes that trigger income tax notices.

By Sureshkumar6

Understanding Equity vs. Debt: The Asset Allocation Framework for Your 30s

Asset allocation — the split between equity (stocks/mutual funds) and debt (bonds/FDs/PPF) — is the single most important investment decision you'll make. This framework provides age-appropriate allocation strategies for developers in their 30s with growing responsibilities.

By Sureshkumar4

How to Financially Plan for Twin Children (It's More Than 2x)

When people hear 'twins,' they think double the cost. The reality is more nuanced: some costs are exactly 2x (diapers, food), some are less than 2x (shared toys, hand-me-downs), and some hidden costs nobody warns you about. This is the honest financial planning guide for twin parents.

By Sureshkumar7

A Developer's Guide to Personal Finance: SIP, PPF, and the Magic of Compounding

Developers earn well but often invest poorly — either not investing at all or chasing crypto and stock tips. This plain-language guide covers the boring, effective investment strategies that actually build wealth: SIPs, PPF, tax-saving instruments, and the compound interest math that makes it work.

By Sureshkumar8

The French Philosophy of 'Joie de Vivre' and Why Developers Need It

French culture celebrates 'joie de vivre' — the joy of living. In a developer world obsessed with productivity, optimization, and grind culture, this philosophy offers a necessary counterbalance: the reminder that work serves life, not the other way around.

By Sureshkumar6

French Work Culture: What Developers Should Know Before Working with French Teams

French work culture is fundamentally different from American or Indian work culture. Understanding these differences — from meeting etiquette to lunch culture to the sacred right to disconnect — prevents misunderstandings and builds stronger cross-cultural working relationships.

By Sureshkumar7

10 French Podcasts for Every Proficiency Level

Podcasts are the secret weapon for French listening comprehension. These 10 French podcasts — from absolute beginner to advanced — provide free, on-demand immersion for commutes, workout sessions, and household chores. Each recommendation includes the target level, content focus, and why it works.

By Sureshkumar8

Bilingual Parenting: Why We're Exposing Our Twins to French Early

Research overwhelmingly supports early bilingual exposure — even when the parents aren't fluent. We're weaving French into our twins' daily life through songs, simple phrases, and picture books. This article covers the science, the practical approach, and the honest challenges of bilingual parenting with limited fluency.

By Sureshkumar8

French Cuisine Philosophy: What 'Mise en Place' Teaches About Code Architecture

France's culinary philosophy isn't just about food — it's a system of organization, preparation, and respect for craft that maps directly onto software development. 'Mise en place,' 'brigade de cuisine,' and 'terroir' have surprising parallels in code architecture and team organization.

By Sureshkumar11

The DELF Exam: A Step-by-Step Preparation Guide for Indian Learners

The DELF (Diplôme d'Études en Langue Française) is the internationally recognized French proficiency certificate. This practical guide covers what the exam tests, how to prepare for each section, and the strategies that Indian learners specifically need to succeed at DELF B1 and B2.

By Sureshkumar6

French for Developers: Technical Vocabulary You Actually Need

Working with French-speaking clients or contributing to French open-source projects requires specific technical vocabulary that language courses don't teach. This targeted guide covers the developer-specific French vocabulary for code reviews, meetings, documentation, and technical discussions.

By Sureshkumar8

Why French? The Surprising Reasons a Tamil Developer is Learning la Langue Française

A software developer from Namakkal, Tamil Nadu, learning French sounds random. It's not. French connects to Africa's booming tech economy, Quebec's immigration pathways, European business culture, and a personal love for a language that sounds like poetry. This article explains the why.

By Sureshkumar4